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URFA Homeownership &
Single-Family Mortgage Programs

ADA offers mortgage assistance programs that can make your dreams of homeownership come true.

Download detailed summary of all downpayment programs

Home Atlanta

The Home Atlanta program is ADA's newest mortgage assistance tool. The program offers a 30-year fixed rate mortgage with rates as low as 3.5%. Borrowers may also receive 5% of the purchase price as an additional incentive under the Opportunity Downpayment Assistance Program which works exclusively with the Home Atlanta first mortgage program.

Atlanta Affordable Homeownership Program (AAHOP)

The “Atlanta Affordable Homeownership Program (AAHOP)”
provides $10,000 mortgage assistance in form of a 0% interest rate soft second mortgage and covers up to 50% of the settlement costs.

Opportunity Downpayment Assistance Program (ODAP)

The “Opportunity Downpayment Assistance Program (ODAP)” provides homebuyers with downpayment assistance of 5% of the sales price at 0% interest rate as
a soft second mortgage.

Vine City Trust Fund Homeownership Assistance Program

The “Vine City/English Avenue Trust Fund (HOAP)” provides 0% interest rate loan up to 10% of purchase price, not to exceed $15,000.

Eastside TAD Affordable Purchase Program

A Community Development Project of the City of Atlanta funded by a grant from the U.S. Dept. of Housing and Urban Development through the Housing and Community Development Act of 1974, as amended.

*Some programs may be combined to maximize down-payment assistance. Ask your ADA representative for details.

For more information, call 404-614-8298 or email Invest Atlanta Mortgage Specialist Frank George at fgeorge@investatlanta.com

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Atlanta Fun Fact

Did you know, of the more than 40 colleges and universities in the region, Atlanta produces one of the largest, most diverse and highly skilled work forces in the nation?


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