What is it?
The “Vine City/English Avenue Trust
Fund (HOAP)” provides 0% interest
rate loan up to 10% of purchase
price, not to exceed $15,000.
1st Mortgage secured by ADA’s
participating lenders must be Conv,
FHA, or VA, 30-year fixed rate loan.
1st Mortgage interest rate can not
exceed the maximum monthly rate
posted on ADA’s website.
What type of home can I buy?
- The property must be located within
the Trust Fund Program boundaries:
- Joseph Lowery Blvd. on the west;
- Donald Hollowell Pkwy on the
- Northside Drive on the east;
- Martin Luther King Jr. Drive on
the south incorporated limits of
- Single family detached homes,
townhomes, and condominiums
- Property must be owner occupied.
What are the income limits?
(1 or 2 person Household)
(3 or more person Household) $76,245
How Do I Get Started?
- Attend Invest Atlanta approved homebuyers
- Contact one of ADA’s participating lenders to get
pre-qualified and secure 1st
- Find a home within the city
limits of Atlanta.
- Have your lender complete loan
package and forward it to ADA.
Vine City Trust Fund Program Flyer
Preferred Housing Education providers
Participating Attorneys List
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