SBA 504 Loan Program

Invest Atlanta provides financial and technical assistance to small, minority and female-owned businesses to expand and/or relocate in the city. The SBA-504 Loan Program offers businesses a unique source for 90% financing. Loans are available through certified development companies certified under the U.S. Small Business Administration 504 Certified Development Corporation Program.

Eligible Projects

  • Owners must occupy at least 51% of space.
  • Acquisition of fixed assets (i.e. land and buildings)
  • New construction (67% occupancy)
  • Renovation
  • Machinery and equipment


Loans up to $1.5 million or 40% of total project costs (up to $2 million if the company meets a public policy goal). 504 loans for “small manufacturers” may be made up to $4 million.

There will be a $250 Non-Refundable Application Fee.

Small Business Loan Fact Sheet