Assistance Programs & Incentives
There are multiple options to help make your dream of homeownership possible within the City of Atlanta. Incentives can be combined to reduce the funds you need to close.
The Latest
With a higher quality of life, talented workforce, and lower cost of living, Atlanta is where more people and businesses are choosing to move.
Learn about the demographics and opportunities in the City of Atlanta.
Learn about why Atlanta is a great place to invest in or expand to.
We can help you finance your project and connect you with key resources.
See why Atlanta is a great opportunity for development projects.
See how we've helped other companies in Atlanta, and learn more about what we can do for you.
Learn about the demographics and opportunities in the City of Atlanta.
We can help make your dream of owning a home in Atlanta a reality.
Discover why Atlanta is a great place to settle down and call home.
Find programs and incentives that work for you.
Learn how Atlanta is helping existing residents with critical home repairs.
We can help make intown living affordable for you.
See apartments that Invest Atlanta has helped finance.
Invest Atlanta facilitates economic development within the city limits of Atlanta.
View City LimitsThe Latest
April 19, 2018: Board Approves Pre-Development Fund for Westside TAD Community Builders Learn MoreInvest Atlanta facilitates economic development within the city limits of Atlanta.
View City LimitsWe offer incentives to make your dream of owning a home in Atlanta become a reality.
Conventional
A traditional loan that is not backed by a government agency.
FHA
Borrowers pay mortgage insurance, and the loan is backed by the Federal Housing Administration.
VA
Issued and backed by the Department of Veteran’s Affairs to eligible veterans or surviving relatives.
I don’t know
Choose this option to check your qualifications against all loan programs.
We think the following programs would be your best options:
There are multiple options to help make your dream of homeownership possible within the City of Atlanta. Incentives can be combined to reduce the funds you need to close.
HOME Atlanta 4.0 offers a competitive 30-year fixed interest rate FHA or VA mortgage with a forgivable 5% grant to help with the down payment and closing costs. The grant is fully forgiven at closing.
Household Size | Maximum Income |
---|---|
1 person | $73,300 |
2 persons | $83,800 |
3 persons | $94,250 |
4 persons | $104,700 |
5 persons | $113,100 |
Interested in this program? Check out our homebuyer programs process.
HFA Preferred(TM) offers a competitive 30-year fixed interest rate conventional mortgage with a forgivable 5% grant to help with down payment and closing costs. The grant is fully forgiven at closing.
Household Size | Maximum Income |
---|---|
1 person | $73,300 |
2 persons | $83,800 |
3 persons | $94,250 |
4 persons | $104,700 |
5 persons | $113,100 |
Interested in this program? Check out our homebuyer programs process.
Homebuyers receive $10,000 toward the down payment and/or closing costs that is fully forgiven after living in the home for 5 years. This incentive can be used with a home renovation mortgage loan.
Household Size | Maximum Income |
---|---|
1 person | $73,300 |
2 persons | $83,800 |
3 persons | $94,250 |
4 persons | $104,700 |
5 persons | $113,100 |
Interested in this program? Check out our homebuyer programs process.
Homebuyers receive up to $14,000 toward the down payment and/or closing costs that is fully forgiven after living in the home for 5 years.
Household Size | Maximum Income |
---|---|
1 person | $41,900 |
2 persons | $47,900 |
3 persons | $53,900 |
4 persons | $59,850 |
5 persons | $64,650 |
Interested in this program? Check out our homebuyer programs process.
Homebuyers receive $10,000 toward the down payment and/or closing costs that is fully forgiven after living in the home for 5 years.
Household Size | Maximum Income |
---|---|
1 person | $62,850 |
2 person | $71,800 |
3 person | $80,800 |
4 person | $89,750 |
5 person | $96,950 |
Interested in this program? Check out our homebuyer programs process.
Homebuyers receive a 30-year fixed rate FHA, VA, or conventional mortgage, as well as assistance for down payment and/or closing costs that is fully forgiven after living in the home for 10 years. You can receive $20,000 if you earn 80% of Area Median Income (AMI) or less, $15,000 if you earn 100% AMI or less, and $10,000 if you earn 120% AMI or less.
Area Median Income (AMI) | 1 person | 2 person | 3 person | 4 person | 5 person |
---|---|---|---|---|---|
80% | $41,900 | $47,900 | $53,900 | $59,850 | $64,650 |
100% | $52,400 | $59,850 | $67,350 | $74,800 | $80,800 |
120% | $62,850 | $71,800 | $80,800 | $89,750 | $96,950 |
Interested in this program? Check out our homebuyer programs process.
Invest Atlanta partners with TRIO to provide you a lease-to-own program with the option to buy at a locked-in interest rate based on today’s pricing and can be combined with other Invest Atlanta down payment assistance programs.
Once you’ve found an assistance program that works for you, we have a process for you to follow to ensure a smooth sale and get you into your home as soon as possible.