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Receive up to $100,000 in low-interest loans to help your business obtain tangible assets like real estate.

The Atlanta Recovery Loan Program (ARLP) is a new loan program, offering low-cost loans to help small businesses grow ownership of tangible assets — a major challenge for diverse-owned small businesses — to help them build wealth and avoid displacement due to changing economic conditions.

Application Process

Review Program and Eligibility Information Below
Apply Online Through Neighborly

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Connect with our qualified providers for free assistance with completing your application.


Program Overview


Eligible Applicants

  • Businesses with fewer than 500 employees
  • Partnerships or Sole Proprietorships
  • Non-profits

Businesses in all commercial areas in the city of Atlanta, including those operating on City of Atlanta-owned property are eligible.

Loan Amount

  • $25,000 to $100,000
  • For participation loans, the lesser of no more than 10% of total financing or $150,000

Interest Rate

Not to exceed 3%


Not to exceed 7 years

Eligible Expenditures

  • Purchase of commercial property and land
  • Building office/store renovations
  • Acquisition of office/store equipment and other fixed assets
  • Working capital related to expansion of business
  • Inventory, i.e., products and materials
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